In the intricate world of healthcare, medical professionals strive to provide the highest standard of car
Running a business is a challenging and rewarding experience, and you likely want to see it continue and
Driving under the influence of alcohol or drugs is a serious offense and can lead to serious consequences
Losing a loved one due to someone else's negligence can be one of the most traumatic experiences in life.
The sudden occurrence of a slip-and-fall accident can lead to significant emotional and physical upheaval
Most American companies are interested in following all the labor laws of their state and country in order to best protect employees as well as their own personal interests. In fact, according to PBS, workers' compensation fraud is quite rare. However, there are some businesses who dislike fulfilling their financial obligations for workers' compensation. They may try to defraud both workers and the system for their own gain. Here are three ways that employers may try to get out of their legal and moral obligation when it comes to workers' compensation.
Under-reporting Your Salary
Some companies under-report the actual amount of the payroll so that they won't have to pay as much in monthly premiums, according to the Ohio Bureau of Workers' Compensation. These business owners actually alter the numbers on paper. When you make more money than the employer reports paying you, they may pay less, but you would end up not receiving adequate coverage in the event of an accident. If your full salary isn't reported, you will get less pay for workers' compensation. If you have any suspicions that your employer might be doing this, ask to see the paperwork that they send on you to the workers' compensation insurer.
Evasion of Coverage
Some business owners falsely tell their employees that they have workers' compensation when they actually haven't secured that coverage for them at all. You may see tell-tale signs of trouble if your employer cannot produce paperwork when asked or gets nervous when you ask specific, detailed questions. Your employer should be willing to answer questions that you have on the topic. The Workers' Compensation Board of New York allows you to search online to verify your company's policy and coverage information free of charge, and many other states also offer similar services.
Misrepresenting the Availability of Coverage
If your employer does not let you know that you are eligible for workers' compensation coverage from your first day on the job, that's an example of employer fraud, according to the Workers' Compensation Board of New York. It's your right to be informed of the availability of workers' compensation from the start of your employment.
If you notice any red flags from your employer, it's a smart idea to contact a representative at the workers' compensation board for your state to discuss your situation. They should point you in the right direction, so you can receive help and the workers' compensation that you deserve. You can also work with a workers compensation attorney to fight for your rights on this issue. Visit websites like http://www.hardeeandhardee.com for more information.
Share