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How Well Can A Workers Comp Settlement Serve You?

by Gene Vasquez

Workers compensation is supposed to help injured workers as they recover for a healthy return to the workforce. It covers medical bills and gives a percentage of pay during recovery, but is that really enough? Before agreeing to a settlement, consider a few risks associated with taking any random dollar amount and ways that a workers compensation attorney can help you get what you deserve.

Continuing Medical Costs And Complications

Don't assume that your injuries will completely heal without any strange complications. It's great to be positive and hopeful for the future, but when money and your livelihood is on the line, you need to adopt a powerful motto: trust, but verify.

Just because you think you'll be recovering completely doesn't mean you can't have paperwork as a backup plan. Any agreement for any dollar amount must include a clause that allows you to appeal for more compensation if complications arise from your condition. This means that if a previously broken leg starts hurts or going numb 10 or 20 years down the line, you should be able to point to the settlement and ask the compensation system--or those responsible--for more assistance.

This can be difficult, since it might be hard to prove that your new problem is related to the old, workers compensation-related problem. You could have been injured by something completely new, and that's a valid argument to make.

Your goal here is to get an attorney to draft the paperwork while acquiring exact imagery and medical results showing the exact problem. Your best bet would be to get a second opinion from a medical professional not attached to your workers compensation claim, which the attorney can help with.

How Much Will It Really Cost?

If you're a worker making less than $100,000, how much does a lump sum of $200,000 sound? Is it tempting? What about half of that? One of the biggest traps in workers compensation and many injury situations is dangling sums of money that seem large to lower income victims.

The problem is that no matter how poor or average you are, your medical costs can quickly eat through the cash reward. It doesn't matter if the amount is twice or ten times your yearly pay; if it can't cover your medical bills, you'll still be paying out of pocket.

Don't take chances with taking the money and running. It's not worth it, and if there's any suspicion that the problem is more than just a workers compensation issue--a gross negligence problem caused by a coworker or someone outside of the company, for example--a workers compensation attorney can help you demand more assistance.

Contact a workers compensation for help with your injury compensation and any compensation issues beyond a basic claim.

For more information, you will want to contact a firm such as Rizzi Law Group.

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