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3 Things You Should Be Doing To Protect Yourself From Personal Injury Lawsuits

by Gene Vasquez

Personal injury lawsuits happen all the time. There are thousands of people who are either in the middle of lawsuits, or are thinking about filing a lawsuit. It is important that you protect yourself from an unnecessary lawsuit. Here are some things you can do to make sure that you are safe.

1. Separate Your Business and Personal Income

One mistake that many people make is not separating their business and personal income. If you have a small business, even if it is just selling homemade goods on the Internet, you need to be sure that you are legally protecting yourself. You should always operate your business income under a separate account and ideally open an LLC. This is a limited liability company that will house all of your financial transactions for the business. That way if someone does have a grievance against your company, you have already protected your personal finances and they can only go after the money in the LLC rather than your personal accounts as well. Talk to an attorney about this, because they can help you to keep the two accounts separate.

2. Always Explain The Risk

Next, it is important that you always explain the risks to clients, guests, and even visitors in your home. If you are having people over for a dinner party and there is a chance that there is ice on the driveway, you need to post a sign that says, "icy driveway, proceed with caution" or if someone is coming to swim at your pool, make sure you have a sign that says that they swim at their own risk and that there is no life guard on duty. Although this may seem silly to many people, simply stating the risk up front means that they assumed any risks and that you are not responsible if they get hurt.

3. Resolve Before Court

Even if you have done everything right to protect yourself, there are still things that happen that are beyond your control. This is why it is important that you do what you can to resolve things before it gets to the point that there is a lawsuit. You will save a lot of time and money in legal fees if you can work out the problem on your own. It is the people who can't settle the problem that need to use an attorney.

Of course, if you ever have a problem you should call an attorney like those at Downs, McDonough & Cowan LLC, but by being prepared you can avoid unnecessary legal expenses. 

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